After my son was born and his father left for good, I managed to keep my childcare costs down by persuading my unemployed brother to move from Seattle to Chicago to live with me as my manny. He went back to work part-time in October 2015, so I enrolled my son in part-time childcare.
Now my brother and I are preparing to part ways by the end of July, so I'm looking into the cost of full-time care for my son. These are the rates that have been quoted to me for full-time care for a three-year-old (locations all close to where I work). They are weekly rate / annual rate:
Des Plaines Child Development Center -- $266 / $13,832
Dreamers Child Care Center -- $285 / $14,820
KinderCare Mt. Prospect -- $289 / $15,028
Messiah Lutheran Child Care Center -- $255.75 / $13,299
Home Day Care in Mt. Prospect -- $250 / $13,000
This isn't even the entirety of my childcare expenses. I'll have a disabled 10-year-old who requires after-school care, which will cost about $250/month if I'm lucky. I make just enough money to not qualify for state childcare assistance (and besides, the welfare system in Illinois is a mess and I'd rather stay off it).
In contrast, the average cost for a year of tuition at a 4-year public university in Illinois is $12,770.
So, why exactly is it that I could take out a low-interest government-subsidized loan to pay for an adult child's college, but I can't get any kind of assistance in paying for preschool tuition?
I'm not calling for any particular change in government policy. I actually think government-subsidized loans for preschool would drive up the cost of preschool as they have with college tuition. Hillary Clinton has said she is going to cap childcare costs at 10% of a family's income, but hasn't said how we're going to pay for it, and I am reluctant to call for further government intervention and regulation.
I just find it all very frustrating.
Now my brother and I are preparing to part ways by the end of July, so I'm looking into the cost of full-time care for my son. These are the rates that have been quoted to me for full-time care for a three-year-old (locations all close to where I work). They are weekly rate / annual rate:
Des Plaines Child Development Center -- $266 / $13,832
Dreamers Child Care Center -- $285 / $14,820
KinderCare Mt. Prospect -- $289 / $15,028
Messiah Lutheran Child Care Center -- $255.75 / $13,299
Home Day Care in Mt. Prospect -- $250 / $13,000
This isn't even the entirety of my childcare expenses. I'll have a disabled 10-year-old who requires after-school care, which will cost about $250/month if I'm lucky. I make just enough money to not qualify for state childcare assistance (and besides, the welfare system in Illinois is a mess and I'd rather stay off it).
In contrast, the average cost for a year of tuition at a 4-year public university in Illinois is $12,770.
So, why exactly is it that I could take out a low-interest government-subsidized loan to pay for an adult child's college, but I can't get any kind of assistance in paying for preschool tuition?
I'm not calling for any particular change in government policy. I actually think government-subsidized loans for preschool would drive up the cost of preschool as they have with college tuition. Hillary Clinton has said she is going to cap childcare costs at 10% of a family's income, but hasn't said how we're going to pay for it, and I am reluctant to call for further government intervention and regulation.
I just find it all very frustrating.
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