Originally posted by KingsGambit
View Post
Announcement
Collapse
Prayer Requests and Praise Reports Guidelines
Post your prayers, your words of encouragement, edification and help to another in this thread.
This area is strictly non-debate, all faiths or non-faiths are allowed.
Please keep in mind the rules: here
This area is strictly non-debate, all faiths or non-faiths are allowed.
Please keep in mind the rules: here
See more
See less
Might move out soon.
Collapse
X
-
We shop almost exclusively at Kroger. Their store brands are pretty good! Kroger has a Kroger (rewards) card (it's not a credit card) you can get at the register. Their sale prices are usually for (or better with) the Kroger card. The great thing is you earn points that give you discounts on gas at the Kroger or Shell gas pumps. Also, since of course they are using the card to track your purchases, they send you coupons in the mail for even better discounts, often we get coupons to get an item we regularly buy for free!"What has the Church gained if it is popular, but there is no conviction, no repentance, no power?" - A.W. Tozer
"... there are two parties in Washington, the stupid party and the evil party, who occasionally get together and do something both stupid and evil, and this is called bipartisanship." - Everett Dirksen
Comment
-
Originally posted by Cow Poke View PostEven milk, eggs, butter, bread..... basic groceries. Internet, cable TV (I'm learning to do without)....
Just, over the next couple weeks, start noticing the things you enjoy / consume at home, and think about how much it costs to supply those things.
And, don't just add them up in your head - make an actual budget - income vs expenses.
(Don't do like my oldest daughter who ALWAYS assumes the best for income, including "hoped for" income that never materializes - and "rounds down" expenses)
My current budget looks like this:
Monthly
Mortgage (or rent)
Food (groceries and eating out)
Gasoline
Water
Sewer
Electricity
Gas (home)
Cable TV
Netflix
Audible
Cell Phone
Internet
Savings
Parking
Health Insurance Premiums and deductibles
Security service (Burglar alarm)
non-monthly (occasional purchases)
Clothing
Auto Repair
Hair cuts
Medical (not covered by insurance)
Car Insurance (every 6 months)
Home insurance (built into my mortgage so I don't have to worry about that)
I use Quicken to keep track of everything and to pay my bills.Last edited by Sparko; 05-07-2018, 09:40 AM.
Comment
-
Originally posted by Sparko View PostYeah and don't forget gas for the car and try to budget in saving a little bit too for emergencies.
My current budget looks like this:
Monthly
Mortgage (or rent)
Food (groceries and eating out)
Gasoline
Water
Sewer
Electricity
Gas (home)
Cable TV
Netflix
Audible
Cell Phone
Internet
Savings
Parking
Health Insurance Premiums and deductibles
non-monthly (occasional purchases)
Clothing
Auto Repair
Hair cuts
Medical (not covered by insurance)
I use Quicken to keep track of everything and to pay my bills.The first to state his case seems right until another comes and cross-examines him.
Comment
-
Originally posted by DesertBerean View PostLol. I tried their store cola when it first came out and it was dreadful. It seems to have improved over the years. But I still prefer Coke.
Kroger has a nice app with digital coupons that you can use to save quite a bit and get fuel points (discounts on your fuel).
Kroger also has a list of generic prescriptions for $4 (or $9 for 90 day supply) that can save a lot of money on medicine. Blink health is another good place to save on medicine and they work with Krogers. https://www.blinkhealth.com/
Comment
-
Originally posted by Sparko View PostI like most of the stuff I get at my local Aldi, but their storebrand diet coke is horrible. It tastes like they put some spice in it like cinnamon or something. But I do like the kroger brand colas.
Kroger has a nice app with digital coupons that you can use to save quite a bit and get fuel points (discounts on your fuel).
Kroger also has a list of generic prescriptions for $4 (or $9 for 90 day supply) that can save a lot of money on medicine. Blink health is another good place to save on medicine and they work with Krogers. https://www.blinkhealth.com/The first to state his case seems right until another comes and cross-examines him.
Comment
-
Originally posted by Cow Poke View Posttithe?
In the meantime I have been giving to various charities as I come across them and I see a need. Or helping out friends when they need it. That is where the savings comes in.
Comment
-
Quicken is great though. It integrates with my bank's bill paying system to make it easier to track and pay bills online. And it creates terrific budgets and reports. I have been using it for over 20 years now. Oh and quicken seems to have recently split with inuit https://www.computerworld.com/articl...nt-buyout.html
Comment
-
Originally posted by Sparko View PostThey are dropping mint's bill paying feature. https://bankinnovation.net/2018/04/m...yment-feature/
Quicken is great though. It integrates with my bank's bill paying system to make it easier to track and pay bills online. And it creates terrific budgets and reports. I have been using it for over 20 years now. Oh and quicken seems to have recently split with inuit https://www.computerworld.com/articl...nt-buyout.htmlThe first to state his case seems right until another comes and cross-examines him.
Comment
-
Originally posted by Sparko View PostHome insurance (built into my mortgage so I don't have to worry about that)
Home insurance and property taxes are not applicable to paying rent, but, as mentioned earlier, 'renter's insurance' is a smart idea.The first to state his case seems right until another comes and cross-examines him.
Comment
-
Originally posted by Littlejoe View PostWe shop almost exclusively at Kroger. Their store brands are pretty good! Kroger has a Kroger (rewards) card (it's not a credit card) you can get at the register. Their sale prices are usually for (or better with) the Kroger card. The great thing is you earn points that give you discounts on gas at the Kroger or Shell gas pumps. Also, since of course they are using the card to track your purchases, they send you coupons in the mail for even better discounts, often we get coupons to get an item we regularly buy for free!Watch your links! http://www.theologyweb.com/campus/fa...corumetiquette
Comment
Related Threads
Collapse
Topics | Statistics | Last Post | ||
---|---|---|---|---|
Started by Cow Poke, 04-13-2024, 08:13 AM
|
18 responses
93 views
2 likes
|
Last Post
by Cow Poke
04-15-2024, 07:31 AM
|
||
Started by whag, 03-21-2024, 11:19 AM
|
2 responses
28 views
4 likes
|
Last Post
by Littlejoe
03-21-2024, 12:50 PM
|
||
Started by mossrose, 11-24-2023, 02:46 PM
|
32 responses
221 views
1 like
|
Last Post
by rogue06
03-19-2024, 06:04 PM
|
||
Started by Cow Poke, 07-18-2023, 07:27 PM
|
40 responses
391 views
4 likes
|
Last Post
by Cow Poke
04-05-2024, 09:25 AM
|
Comment