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Thread: Ouch!!!

  1. #21
    Troll Magnet Sparko's Avatar
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    Quote Originally Posted by Littlejoe View Post
    Yeah, they call quickly and try to get you to settle even before the bills come in. They did that to me when I was involved with an accident. Offerered me $10,000. Hospital bills alone were over $13,000, plus my car that was totaled (approx. worth of $4000), ambulance fee's were nearly $1000. Plus, I missed a week of work and was at that time a contract worker with no vacation to take. I went back and forth with them a couple of times and then threatened to get a lawyer involved, they eventually gave me a satisfactory settlement of $23,000.

    ETA: My sister told me that a friend of hers was in an accident. She looked up the law and found out the max was $25,000 so when they called, she told them what the law was and said she would settle for the max if they write the check now. They paid her the $25,000...so
    There is no legal max. Just whatever the person's max is on their policy.

  2. #22
    Professor and Chaplain Littlejoe's Avatar
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    Quote Originally Posted by Sparko View Post
    There is no legal max. Just whatever the person's max is on their policy.
    Yes, you're right, legal minimum is the correct term, but the max on the policy. It can't be below the legal minimum. Sorry I messed that up...she asked for the state minimum that this person had as their liability.
    "What has the Church gained if it is popular, but there is no conviction, no repentance, no power?" - A.W. Tozer

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  3. #23
    Troll Magnet Sparko's Avatar
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    Quote Originally Posted by rogue06 View Post
    "Nonsense" is not the word I would use.
    and if they know you are friends with the policy holder don't let them threaten you with raising your friend's premiums if you ask for more. They will probably do that regardless and he should shop for a different insurance company anyway.

    and even though your health insurance will probably be covering most of your expenses anyway, I would hold the insurance company to the total amount billed, not just paid by you. Your insurance company might want to be reimbursed and if they just pay you your costs, then your own insurance company could get involved and it could be a big mess. Actually you probably should talk to your health insurance and ask them about it. They might sue the auto insurance company separately for their portion.

    A lawyer might not be a bad idea either if you know one who will give you cheap advice.

  4. #24
    Oops....... mossrose's Avatar
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    How are you feeling, rogue-y?

    Other than the insurance mess pain, I mean.


    Securely anchored to the Rock amid every storm of trial, testing or tribulation.

  5. #25
    Evolution is God's ID rogue06's Avatar
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    Quote Originally Posted by mossrose View Post
    How are you feeling, rogue-y?

    Other than the insurance mess pain, I mean.
    Woke up stiffer than I was yesterday but that could be due to sleeping funny.

    I'm always still in trouble again

    "You're by far the worst poster on TWeb" and "TWeb's biggest liar" -- starlight (the guy who says Stalin was a right-winger)

  6. #26
    Oops....... mossrose's Avatar
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    Quote Originally Posted by rogue06 View Post
    Woke up stiffer than I was yesterday but that could be due to sleeping funny.
    You should quit doing that, then.



    Securely anchored to the Rock amid every storm of trial, testing or tribulation.

  7. #27
    Troll Magnet Sparko's Avatar
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    Yeah sometimes soft tissue injuries take a few days to manifest. Like the stories you hear about whiplash, where they were fine after the accident but then couldn't move a few days later. Make sure if anything serious might be going on (headaches, neck ache) you get it checked out so it is documented if need be.

  8. Amen Cerebrum123, DesertBerean amen'd this post.
  9. #28
    Evolution is God's ID rogue06's Avatar
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    I just noticed that the name on my doctor's note from the hospital was for a "Frisco Frisco" who was born April 29, 1919

    I'm always still in trouble again

    "You're by far the worst poster on TWeb" and "TWeb's biggest liar" -- starlight (the guy who says Stalin was a right-winger)

  10. #29
    Troll Magnet Sparko's Avatar
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    Quote Originally Posted by rogue06 View Post
    I just noticed that the name on my doctor's note from the hospital was for a "Frisco Frisco" who was born April 29, 1919
    Well he definitely shouldn't be going to work. He should have retired a long time ago.

  11. #30
    Evolution is God's ID rogue06's Avatar
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    If all the bills go to him then everything is moot.

    I'm always still in trouble again

    "You're by far the worst poster on TWeb" and "TWeb's biggest liar" -- starlight (the guy who says Stalin was a right-winger)

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