Originally posted by lilpixieofterror
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The ultimate weakness of violence is that it is a descending spiral begetting the very thing it seeks to destroy...returning violence for violence multiplies violence, adding deeper darkness to a night already devoid of stars. Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that. Martin Luther King
I would unite with anybody to do right and with nobody to do wrong. Frederick Douglas
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Originally posted by Sparko View Postfunny, California's governor, a democrat has been praising Trump's quick response and follow through on everything he promised and they asked for.The ultimate weakness of violence is that it is a descending spiral begetting the very thing it seeks to destroy...returning violence for violence multiplies violence, adding deeper darkness to a night already devoid of stars. Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that. Martin Luther King
I would unite with anybody to do right and with nobody to do wrong. Frederick Douglas
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Originally posted by Sparko View PostDid you see the chart I posted for you Mr. data?The ultimate weakness of violence is that it is a descending spiral begetting the very thing it seeks to destroy...returning violence for violence multiplies violence, adding deeper darkness to a night already devoid of stars. Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that. Martin Luther King
I would unite with anybody to do right and with nobody to do wrong. Frederick Douglas
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Originally posted by carpedm9587 View PostNo one is claiming that people cannot save $400 in a year. The study made determined that 40% of the population cannot handle an unexpected $400 crisis. Unexpected - not "after saving for a year.""The man from the yacht thought he was the first to find England; I thought I was the first to find Europe. I did try to found a heresy of my own; and when I had put the last touches to it, I discovered that it was orthodoxy."
GK Chesterton; Orthodoxy
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Originally posted by carpedm9587 View PostAgain - if a comment is about a statistic, like "40% cannot afford an unexpected $400 crisis," an example is meaningless. If my claim was "no one in the 40% spends money on luxuries," an example of a single person doing so would destroy the argument. When the proposition is "40% cannot afford a $400 unexpected expense," if you wish to show that this 40% (or any significant part thereof) is spending their money frivolously on luxuries like annual phone upgrades and hundreds of dollars a month on cell phone bills, you need to cite a few statistics that actually associated such expenditures with that 40%. If you cannot, then your response is rather pointless since it does not address the argument.
I absolutely agree that some people spend money frivolously, even when they are impoverished. I have no statistics about how prevalent this is, and given the wide range of disagreement on what constitutes a "luxury," I'm not sure how anyone could make this case. And the "hundreds of dollars a month" claim, which you originally made and now have adjusted to "$100 or more a month" (somewhat lowering the bar in the process) is also rather difficult to support. Most carriers now have all-you-can-eat plans that are below $60 per month. I'm paying $150 per month and for that I am providing phones to myself, my wife, my elderly mother, and my parents-in-law.
All in all, I'm not finding your argument very compelling given the original post it appears to be responding to.Last edited by lilpixieofterror; 03-23-2020, 12:07 PM."The man from the yacht thought he was the first to find England; I thought I was the first to find Europe. I did try to found a heresy of my own; and when I had put the last touches to it, I discovered that it was orthodoxy."
GK Chesterton; Orthodoxy
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Originally posted by lilpixieofterror View PostThe question isn’t “if you have an unexpected expense” but “when you have an unexpected expense”. You should save for the unexpected.
Knowing the extent of the virus is critical for planning. Knowing who is or has been infected can be instrumental in many different decisions. Without the information, people are making "best guess" decisions rather than informed ones.The ultimate weakness of violence is that it is a descending spiral begetting the very thing it seeks to destroy...returning violence for violence multiplies violence, adding deeper darkness to a night already devoid of stars. Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that. Martin Luther King
I would unite with anybody to do right and with nobody to do wrong. Frederick Douglas
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Originally posted by lilpixieofterror View PostNice, so I need to bring forth all these facts and figures and all you need to do is bring forth a survey and act as though it’s 100% Un refutable truth. Thus the pointlessness of debating anything with you.
Then, instead of an actual evidence-based response, you resort to ad homs. If you don't have an answer or the evidence for an answer, Pix, just say so. It's not a crime and it's doesn't make you stupid. Perhaps you will find the evidence you seek at some other time.The ultimate weakness of violence is that it is a descending spiral begetting the very thing it seeks to destroy...returning violence for violence multiplies violence, adding deeper darkness to a night already devoid of stars. Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that. Martin Luther King
I would unite with anybody to do right and with nobody to do wrong. Frederick Douglas
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Originally posted by carpedm9587 View PostWhat people should or should not do is not the issue. We are in crisis, and the numbers suggest that 40% of the population cannot deal with an unexpected $400 expense. That number was offered in a response to the claim that a $456 price tag for the test should be easily accessible to most people. What they can do going forward is irrelevant. What they can do now is. When you couple these numbers with the millions of people still uninsured, you arrive at my belief that the tests should be made free for everyone, with or without insurance.
Knowing the extent of the virus is critical for planning. Knowing who is or has been infected can be instrumental in many different decisions. Without the information, people are making "best guess" decisions rather than informed ones.Last edited by lilpixieofterror; 03-23-2020, 12:12 PM."The man from the yacht thought he was the first to find England; I thought I was the first to find Europe. I did try to found a heresy of my own; and when I had put the last touches to it, I discovered that it was orthodoxy."
GK Chesterton; Orthodoxy
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Originally posted by lilpixieofterror View PostAnd that doesn’t deal with the point at all carp. Life happens all around us and complaining of not being able to afford things while you’ve been affording all sorts of things is the problem.
ETA: I kind of like "carp." Makes me think of Don Knotts in "The Incredible Mr. Limpet."The ultimate weakness of violence is that it is a descending spiral begetting the very thing it seeks to destroy...returning violence for violence multiplies violence, adding deeper darkness to a night already devoid of stars. Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that. Martin Luther King
I would unite with anybody to do right and with nobody to do wrong. Frederick Douglas
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Originally posted by carpedm9587 View PostAgain, Pix, if you have some evidence-based response to make, I'll be happy to look at it. Until then, my opinions will be formed by the available evidence, not by vague assertions that do not address the issue and simply conform to someone's pre-existing narrative.
Others bring forth things carp doesn’t like = ‘how dare they don’t back up every word they said!’
Thus carp can hold onto his narrative while complaining about others doing what he does."The man from the yacht thought he was the first to find England; I thought I was the first to find Europe. I did try to found a heresy of my own; and when I had put the last touches to it, I discovered that it was orthodoxy."
GK Chesterton; Orthodoxy
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Originally posted by carpedm9587 View PostAgain, Pix, if you have some evidence-based response to make, I'll be happy to look at it. Until then, my opinions will be formed by the available evidence, not by vague assertions that do not address the issue and simply conform to someone's pre-existing narrative.
ETA: I kind of like "carp." Makes me think of Don Knotts in "The Incredible Mr. Limpet.""The man from the yacht thought he was the first to find England; I thought I was the first to find Europe. I did try to found a heresy of my own; and when I had put the last touches to it, I discovered that it was orthodoxy."
GK Chesterton; Orthodoxy
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FYI your own source:
“The Survey of Household Economics and Decision Making asks people how they would pay for an unforeseen $400 expense. If a respondent said they simply wouldn’t be able to or would have to borrow money, sell something or neglect other bills to do so, they were included in the share of people for whom coming up with the money would be a challenge, which added up to that alarming 40%. Yet the Survey of Consumer Finances, which asks respondents for their bank account balance, found the share of households who have less than $400 in their checking or savings accounts was closer to 20%.”
Their answer was debt, mainly in the form of credit cards was causing the problems. Looks like I was right after all, unneeded things soak up a lot of money."The man from the yacht thought he was the first to find England; I thought I was the first to find Europe. I did try to found a heresy of my own; and when I had put the last touches to it, I discovered that it was orthodoxy."
GK Chesterton; Orthodoxy
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Originally posted by lilpixieofterror View PostCarp brings forth a narrative = okay!
Thus carp can hold onto his narrative while complaining about others doing what he does.[/QUOTE]
You are welcome to link to any post I've made where I have been unwilling to provide the evidence that supports the views I hold. Until then, this is largely another ad hom. You're welcome to argue that way if you wish, Pix, it just won't do a lot to convince.The ultimate weakness of violence is that it is a descending spiral begetting the very thing it seeks to destroy...returning violence for violence multiplies violence, adding deeper darkness to a night already devoid of stars. Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that. Martin Luther King
I would unite with anybody to do right and with nobody to do wrong. Frederick Douglas
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